Phone: (217) 351-1518
Homeowner’s Insurance is a type of property insurance that covers a private residence. The typical coverage includes losses occurring to one’s home, it’s contents, loss of use, loss of personal possessions as well as liability for accidents that happen within the policy territory.
The cost (premium) will vary depending on the cost to replace home, by any additional endorsements or riders attached to the policy, by location, security systems, or any other factor that makes the home less likely to be damaged or destroyed.
Types of coverage include: